01 — Overview
Introduction
P2P Spcter ("we", "us", or "our") operates the platform available at p2pspcter.com and its sub-domains. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our services, including our peer-to-peer cryptocurrency exchange marketplace.
By accessing or using our platform, you agree to the terms of this Privacy Policy. If you do not agree, please discontinue use of our services.
02 — Data Collection
Information We Collect
We collect information in the following categories:
Account Information
Name, email address, username, and authentication credentials.
Identity Verification
Government-issued ID, passport, or driver's license for KYC compliance.
Financial Data
Bank account details, wallet addresses, and transaction history.
Contact Details
Phone number used for verification and account security.
We may also collect technical data such as IP addresses, device identifiers, browser type, and usage logs to maintain platform security and improve our services.
03 — Data Use
How We Use Your Information
We process your personal data for the following purposes:
- Providing, operating, and maintaining our peer-to-peer exchange platform
- Verifying your identity and fulfilling KYC/AML regulatory obligations
- Processing transactions and maintaining accurate transaction records
- Communicating service updates, security alerts, and support messages
- Detecting, preventing, and investigating fraudulent or unauthorized activity
- Improving platform functionality, user experience, and security measures
- Complying with applicable laws and regulatory requirements
04 — Sharing
Sharing & Disclosure
We do not sell your personal information. We may share your data only in the following circumstances:
- Service Providers: Trusted third parties who assist in operating our platform (e.g., cloud hosting, KYC verification services), bound by confidentiality agreements.
- Legal Obligations: When required by law, court order, or governmental authority, including anti-money laundering regulators.
- Business Transfers: In connection with a merger, acquisition, or sale of assets, with prior notice to affected users.
- Fraud Prevention: With other platforms or authorities to prevent fraudulent transactions or protect user safety.
05 — Retention
Data Retention
We retain your personal data for as long as your account is active or as needed to provide our services. Specific retention periods:
- Account and identity information: For the duration of account existence plus 5 years after closure
- Transaction records: Minimum 5 years as required by financial regulations
- KYC documentation: As mandated by applicable AML laws
- Log data and analytics: Up to 12 months
Upon account deletion, we anonymize or delete personal data that is no longer legally required to be retained.
06 — Security
Data Security
We implement industry-standard security measures to protect your personal information, including:
- AES-256 encryption for sensitive data at rest and in transit (TLS/SSL)
- Secure OAuth 2.0 authentication flows
- Regular security audits and vulnerability assessments
- Strict access controls and employee data handling policies
07 — Your Rights
Your Privacy Rights
Subject to applicable law, you have the following rights regarding your personal data:
- Access: Request a copy of the personal data we hold about you
- Correction: Request correction of inaccurate or incomplete data
- Deletion: Request deletion of your personal data (subject to legal retention requirements)
- Portability: Receive your data in a structured, machine-readable format
- Objection: Object to processing of your data for certain purposes
- Withdrawal of Consent: Withdraw consent where processing is based on consent
To exercise any of these rights, please contact us at the details provided below. We will respond within 30 days.
08 — Cookies
Cookies & Tracking
We use cookies and similar tracking technologies to maintain session state, enhance security, and improve platform performance. Types of cookies we use:
- Essential Cookies: Required for authentication and core platform functionality
- Session Cookies: Temporary cookies deleted when you close your browser
- Security Cookies: Used to detect and prevent fraudulent activity
You may disable cookies through your browser settings, but this may affect the functionality of our platform.
09 — Children
Children's Privacy
Our platform is not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that a minor has provided personal data without parental consent, we will take steps to delete such information promptly.
If you believe a minor has submitted personal information to us, please contact us immediately.
10 — Updates
Changes to This Policy
We may update this Privacy Policy from time to time. When we make material changes, we will notify you by updating the "Last Updated" date at the top of this page and, where appropriate, by sending an email notification or displaying a prominent notice on our platform.
Your continued use of our services after the effective date of any changes constitutes your acceptance of the revised policy. We encourage you to review this page periodically.
11 — Contact
Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please reach out to us:
We aim to respond to all privacy inquiries within 5 business days.